ABOUT US
A Different Kind of Insurance Agency
Wisdom Insurance Agency was built on a simple idea: junk removal and dumpster rental businesses deserve an insurance specialist who actually understands their industry.
Our mission
Since 2013, Wisdom Insurance Agency has focused exclusively on junk removal and dumpster rental businesses. We don't try to be everything to everyone. We've spent more than a decade learning the risks, the contracts, the trucks, and the jobsites of this industry — so we can build coverage that actually fits. When you call us, you talk to Toby. Not a call center. Not a junior agent. The specialist himself.
What we stand for
Specialization
We focus exclusively on junk removal and dumpster rental — no distractions, no generalist guesswork.
Personal service
Toby reviews every account personally. You get a real conversation, not a form letter.
Transparency
We explain your coverage in plain language so you know exactly what you're buying and why.
Long-term relationships
We're not here for a one-time transaction. We want to be your agency as your business grows.
MEET TOBY STUBBS
Meet Toby Stubbs
Toby began his insurance career in 2004 at a commercial agency in the Chicago suburbs. In 2013, he founded Wisdom Insurance Agency with a focus on junk removal and dumpster rental businesses. More than a decade later, that focus hasn't changed. Wisdom Insurance handles every account, reviews every operation, and builds every coverage package. The specialist this industry never had — and the one it now relies on.
- Licensed insurance agent since 2004
- Founded Wisdom Insurance Agency in 2013
- Exclusive focus on junk removal & dumpster rental
- Based in Pewaukee, WI — serving clients nationwide